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Personal Deposit Accounts

FREE Checking With Interest

  • No monthly maintenance fee
  • Unlimited checks and debit card usage
  • No minimum balance required
  • Interest earned on daily balances of $1,500.00 and greater
  • $100 deposit required to open account. After account opening, no minimum balance is required

THE MAX! Checking

For customers with a $5,000 daily balance in The MAX! checking or a combined total relationship of $15,000*

  • No monthly maintenance fee if required balances are met
  • Unlimited checks and debit card usage
  • Premium interest earned on your daily balance
  • FREE wallet checks
  • FREE ATM withdrawals at other bank ATM machines (4 per month)
  • FREE Travelers checks and official checks
  • Discounted safe deposit box
  • Preferred Certificate of Deposit rates
  • $100 deposit required to open account

*A $25 monthly maintenance fee will be charged if the required balances are not met. A combined total relationship is calculated by combining the average daily balance in checking, savings, money market, CD and loan balances.

Gold Interest Checking

If you are 50 or older, take advantage of our premium account services package:

  • No monthly maintenance fee
  • Unlimited checks and debit card usage
  • No minimum balance required
  • Interest earned on your daily balance
  • FREE wallet checks
  • FREE Travelers and official checks
  • Discounted safe deposit box
  • Preferred Certificate of Deposit rates
  • $100 deposit required to open account. After account opening, no minimum balance is required

Personal Money Market

  • No monthly maintenance fee if you maintain a $1,000.00 minimum daily balance or a $2,500.00 minimum average daily balance (otherwise, $6 per month)
  • Money Market rates paid on your daily balance
  • Withdrawals limited to six per monthly statement period; each additional withdrawal is $5
  • $100 deposit required to open account

THE MAX! Money Market

  • No monthly maintenance fee if you maintain a $10,000 average daily balance (otherwise, $15 per month)
  • Premium Money Market rates paid on your daily balance
  • Withdrawals limited to six per monthly statement period; each additional withdrawal is $5
  • $100 deposit required to open account

Personal Savings

  • No maintenance fee if you maintain a minimum daily balance of $100.00 (otherwise, $6 per quarter)
  • No maintenance fee for customers 17 years old and younger
  • Six free withdrawals per quarterly statement period and only $2.00 for each additional withdrawal
  • $100 deposit required to open account

Certificates of Deposit

  • Earn competitive fixed interest rates with as little as $500.00
  • Choose a maturity term from 7 days to 5 years
  • Three convenient ways to receive interest: by check, direct deposit into a The Savannah Bank account or add interest back to principal

Individual Retirement Account

  • Invest in a fixed rate CD in the form of a retirement account
  • Roth and Education IRA’s available
  • Enjoy the benefit of tax-deferred interest

Health Savings Account

  • A tax-advantaged medical savings account for those enrolled in a high deductible health plan

Additional Services

We also offer the following services to complement your banking needs:

  • FREE Online Banking
  • FREE Online Bill Payment Service
  • FREE 24-Hour Telephone Banking
  • Visa Check Cards
  • ATM Cards
  • Safe Deposit Boxes
  • Night Depository
  • Saturday Banking
  • Notary Service
  • Christmas Club Account
  • Nine Convenient, Full Service Offices